Tips for you personal life insurance management

That beneficiaries do not charge life insurance by the mismanagement of the contracting is not something abnormal. Moreover, they are so many that come into the calculations that make the insurance companies when designing its benefits. This is not a case of bad faith of the companies, rather, you can be blamed to a type of client that does not usually give importance to the subsequent management of the same, and for this reason, here is a few tips so unless your policy, is one of many that are “lost”.

After deciding that life insurance contract and have climbed the “emotional Everest” which implies to some people plan “your absence”, we have to do to participate to beneficiaries, people in charge of our affairs or Attorney, all related to the contracted insurance. It is not the mere mention in a meal, but provide information on the conditions and details of our agreement with the insurance company. This, we should do it with the contract front and giving information clear.

An expert is always best

We have discussed it several times on this blog, and much that is repeated, it will always be insufficient. An expert can save headaches and above all avoid pain in the same area of our anatomy.

Beneficiaries are not heirs

Law clearly establishes the conditions of everything related to inheritance, including insurance policies but care, the beneficiary of a life insurance can be anyone and our plans may collide with the plans that we could have in the head at the time of writing our Testament.

The registry is your friend

a record in which are contracted policies and those interested may request information if in doubt. These requests can be made via the internet, mail or at the headquarters of the registry, as well as in the territorial divisions.
As a summary, we can say that as important as hiring insurance is easier to beneficiaries. Communication with them, will help things done within an order and above all save paperwork. We always recommend the presence of an expert in our process of election and signing of a contract. We have to avoid that life insurance continues to be that kind of document “that hard to talk”.