Can I change insurance company when I want?

Car insurance questions: can I change my insurance company when I want? By discontent, to find a more competitive price or by other circumstances, change of car insurance is a common practice in a market that has consumers increasingly unfaithful.

However, we must point out, while it is legitimate to change insurer, in general terms is not possible to move from a policy to another as easily: you have to look at the particular conditions of each insurance company, but it is true that, with the corresponding notice period, there previously.

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Two months in advance

According to the most widespread belief, it is necessary to notify one month prior to the current insurance company to change insurance, until the policy expires. However, if we want to heal us in health and go in accordance with the legislation in force, it is advisable to tell two months in advance before the expiry of the insurance, as reported by the law of the contract of insurance.

The law of the contract of insurance specifies that, if not it alerts with this term in advance, the insurance company may claim payment of the policy by means of a judicial claim.

As we have seen, deadlines for each company are different, and the possibility that deadlines are minor, but, if we want health cure us, it is best that we comply with the deadline.

It is convenient to send a fax or a burofax to the insurance company, to make sure that they know of our intent to leave your company. It is very possible to do us a counteroffer, trying to improve the prices of our new company. Accept it or not, it is our decision, but if we accept we have to bear in mind that our commitment will be for one year more, so you should consider it.

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