Request of 14 Council drafting bankruptcy

    Request of 14 Council drafting bankruptcy

There are two things that you should know the lawyer (or ask the debtor in the interview for admission of clients) before the drafting of a bankruptcy petition. These two questions are as follows: 1. has completed the credit counseling requirement? 2.

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These two questions are as follows:

1. Has completed the credit counseling requirement?

Do 2 once you declared in bankruptcy? If so when?

As Assistant virtual bankruptcy of work for bankruptcy attorneys, we found several problems not to make these questions before writing the request. Once the lawyer have the client fill out forms for admission of clients and send them to us, we assume that the lawyer has already described these debtors. But as surprising as it seems that we have spent many hours writing information on the bankruptcy petition only to discover that the client has not completed credit counseling requirement.

At this moment we have no choice but to immediately stop the drafting of bankruptcy request and notify the lawyer at the same time. Unless the debtor can go online and get your certificate of credit counseling a few days, the numbers that went bankrupt software will need to be changed. Therefore, we will stop the process. Then, when the client obtains the certificate of credit counseling, we will go back and update the means testing, as well as any information about the additional income in the lists I and J, and the totals for the year to date at item # 1 or # 2 of the statement of affairs.

But if you want to eliminate the possibility of this situation that occurred in, no input set a petition of bankruptcy until you have verified that the debtor has fulfilled the requirement of credit counseling. This information must be provided by the lawyer who is working in favor of or a member of the staff of law. But in our experience, we have obtained this information from the debtor during the interview for admission of clients.

The same is true in relation to certain statements of technical bankruptcy. If you discover that a debtor declared bankruptcy in the past 2 years, you will need to use the following information to determine if the debtor is eligible to file.

Under the new bankruptcy law:

1. If someone presents a chapter 7, you can not file another chapter 7 to 8 years.
2. If someone presents a chapter 7, you may not file a chapter 13 for 4 years.
3. If someone presents a chapter 13, you cannot file Chapter 7 for 6 years.
4. If someone presents a chapter 13, you may not file another chapter 13 for 2 years.
Complete this step before preparing a bankruptcy request will save you, your lawyer and law firm a large amount of time and money.

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