How to Earn money for an apartment – How to save money for an apartment for himself decides each person independently. There are several options
These options are very simple , but they need to enter into the habit . Often we do not even notice that we give more money than they could spend.
The habit of saving in all spheres of life will accumulate over several years a good amount of money in the family budget. Consider a few basic options .
5 working ways to save money for an apartment
1. bargain
You must enter this quality character in the habit – and you will be happy and money including money for an apartment . Haggle always and everywhere. Where you can bargain ?
Traded on the market is necessary, as it will help save money. Need to go through the market and see the highest and lowest prices . Go to the seller the right product when it is alone and there is a number of other buyers , hint at a discount , get a slight defect and try to throw off the price , get the money and show willingness to buy, if you do a discount. Ask about discounts follow , thus make it clear to the seller that the next time you come to him for purchase.
– In the supermarket . Ask about discounts . Most likely you will be told that you can buy at a discount on a discount card , the social map. Does the change. See price tags and punched product. Sellers may be wrong .
– In the real estate agency . When buying an apartment bargain for agency services . Haggle with the seller of the apartment for the price of the apartment. Savings in this case is a decent amount .
– With the company carrying out repair apartments , installing doors sealed . Ask for a discount or look for , where do most cheaply . Money, as they say, like the bill.
2 . Store warranty cards , contracts, checks.
This habit also allows you to save money and solve the problem – how to save money for an apartment
– Broke refrigerator . It repaired by warranty card or exchange if deadlines are not reached . In this case a check is necessary.
– Blown kettle. Replace it if it is still under warranty. But certainly you must have a receipt.
– Downloads spoiled food . They can be returned to the store in the presence of the check.
3 . Analyze price and all additional costs
– Decided to buy an apartment. Find out which area apartments are cheaper.
– Decided to buy a car. Analyze prices . Look where it is cheaper . Not enough money – look for an interest-free installment plan . Carefully read the contract . Find out if you do not have to even pay for something extra .
– Decided to make the repairs . Compare rates in several organizations . Choose the organization where it is cheaper . Find out how much is the delivery of materials and lifting them onto the floor. Choose the organization , where all these services are cheaper .
4 . A critical attitude to the advice of advertising agents, brokers , sellers.
– The more expensive the product you sell , arguing that it is more qualitative , it is you that is exclusive at a great price , the more you earn dealer, adman itp We must be critical of the advice . It is possible that you could buy cheaper and of the same quality in the next store.
– When it comes to large expenditures , the more you need to consult with experts. Better to pay a small amount of skilled than losing a large sum of money because of his incompetence.
– Make inherited property . Learn how to do everything . Ask the Experts – Do you have to pay taxes , and may have tax benefits.
– For sale. Find out if you do not have to pay taxes on the income from the sale of the apartment.
– Buy an apartment . Receive from the state the right to tax deduction for buying an apartment and on this basis – income tax refund .
Habit to analyze, count money , consult with experts , bargain, do not throw good money after bad , will help solve the question – how to save money for an apartment .
5 . Pay yourself in the family budget
Save up money for an apartment. Set aside to buy a flat monthly income 10-20 percent . Put in a bank account under the maximum percentage . Do not remove the money until you accumulate the necessary amount . If you do not save up for an apartment , then be sure to save up room . This is your start. The room will eventually turn into the apartment. Do not forget to pay yourself in the family budget to accumulate on the flat
How to Earn money for an apartment
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