Travel insurance hiring is one of the unresolved matters that we have the majority of the tourists. As important as details of the place we are going to visit, it is to be protected against possible problems that may arise, and in that, travel insurance is a key component of this protection. Input, we must not pretend that the need is the same for a trip in our country than abroad, to a place in our continent or to the other side of the world. There is no insurance that it covers everything, but having it can solve many problems in the case of any incidence.
Most of the requirements that users who hire a travel insurance do are health-related. Outside the borders of the place where it resides normally, health benefits are different and we are covered. Although each insurer has its coverage could be the figure of 55 thousand euros as the average of cost involved for the insurance companies provide the service that we have contracted with them.
Travel within the borders of your country is not the same thing do it abroad. Taking as an example, a traveller who has as their destination a nation of the European Union, there is no Community legislation that specifies the conditions of care for citizens of countries belonging to the union, more they may be small details that forces us to think about insurance. The clearest case is the have to pay in advance a part of the cost of assistance to more late will be returned but that despite everything, out of our environment may become a further concern.
For exotic destinations, typically a major with one higher coverage insurance cost. In these places, higher health-care centers, they tend to be in private hands and certainly that’s where a good insurance makes a difference.
Cancellations of travel, breaks and loss of luggage, theft or modification of the dates established for reasons of force majeure, are things that can happen. Always have the backs, will be better than not having them. At this point, you should recommend that they tell us that procedures must continue to be eligible for coverage. For example, perhaps after suffering a robbery prompted us a copy of the complaint to the police authorities of the country in which we find ourselves.
On many occasions we have insurance for certain types of incidents without knowing it. Be clear about the subject of the coverage can prevent us fall into problems of overlap and reduce the price and type of insurance that we need. There are even some credit cards that have their own insurance which is activated as soon as we pay the trip with “plastic”.
The experience is a degree
While the most important insurance companies have a great similarity in their services, there are details that make the difference when it comes to lean by one or another. The clear example is that of care services. It is not the same to have a contact 24 hours a day, 365 days of the year than during the workday and on schedule in the country. There are insurance companies whose proven experience is in the protection of the driver and have travel divisions, we do not want to be an extra, we want to be a “leading”.
We can say, and not come to say that the choice of insurance is as important as the place of our vacation. The fine print always plays against us and we have to be clear about our rights, and especially as to exercise them. The insurance that we will hire must be consistent with the needs that we have in the selected destination. Anything can happen and when more protected, better. Do not forget that you are on a pleasure trip, not on a roller coaster of unexpected.
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