Mortgages in Sberbank: status for today
Half of all mortgages in this country are the savings. This situation is explained very easily. The savings bank is the largest bank in Russia, allowing it to issue mortgage loans to citizens in very good conditions.
Is sufficient usability and mortgages in Sberbank. Get a mortgage can any citizen who has attained 21. His professional experience should be more than 12 months. The last place he should be listed at the time of filing the application at least 6 months.
If the applicant has a mortgage in Sberbank of the salary account, it will have a better chance of getting approved. The “benefits” will be made and special conditions (for example, the interest rate is lower, however, only 1%).
Mortgages in Sberbank is carried out only in the case of the provision of all necessary documents (which is quite normal for such large amounts of money). Paper is required in addition to a passport, which would indicate the status of the applicant’s financial situation.
The necessary documents that would reveal the substance of the purchased real estate property. And yet the Bank will need a copy of work book and the full statement from her.
If the applicant is employed, he shall present savings bank employees tax return. All others must prepare a certificate of income.
The exact amount of interest rate can determine only an employee of the Organization itself. According to official information the minimum rate is 9.5 percent in Sberbank.
But do not believe it should be. More precisely, get a mortgage with such conditions can only units (for example, people with huge income). In most cases, the real interest rate in the range of 13% to 18%.
Mortgages in Sberbank: status for today
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