How to save money right?

How to save money right

If you started several times to save money, but all the time spent its stockpiles and save up the required sum would still not worked, perhaps you just did it wrong. Save money-the process is fascinating, but at the same time sophisticated. Try to figure out how to accumulate correctly, to achieve your goals.

I see the goal, go to decrease!

It is in this-in setting goals, and is the first rule of literate stockpiling cash. Determine your needs and select the desired goal for yourself. Be sure to note it on paper! You can in a day planner, on the first page. Repair of balconies, new wheels for cars, a trip to Bulgaria-whatever. Importantly, aim, lock it and follow this direction.

Believe me, when you collect yourself on a trip and will be able to afford it-it will be the best reward for you and the best lesson. You believe in your strength-you really can save money and buy yourself something that you really like.

Time and money

One of the main factors the correct accumulation-establishing adequate time frames. The term should not be too small, so you actually managed to postpone the necessary sum. And should not be too stretched-too long-postponed fun could end up disappointed. You’ve outgrown your desire, you are no longer interested in this phone model, she managed to become obsolete.

Put such time frame for you to accumulate the required amount to the correct time, and that what you have purchased, it was still relevant for you.

I want all at once!

If you can’t decide what you want in the first place is to correctly prioritize. What is more important to you? Wheels for cars or tourist trip? A new tv or English? Defining yourself first goal and reaching it, other items on the list you already edit faster and easier. You have already learned how to save and got the first results. This lesson is expensive!
Intelligently placed priorities will teach you to make the right choices and to separate the truly important goal from externally imposed. Thus, starting saving money, you train yourself to self-discipline, and this is one of the qualities of this strong and successful personality.

Home Finance

Proper accumulation of money without home bookkeeping. Writing down your income and expenses, you clearly see where to drop off your finances, and can reduce your costs. Spend a lot on the Café after work? Can do without an expensive dinner in the restaurant on Fridays? Safely change your habits!

It is not necessary to go too far and deny myself all the pleasures! Live without joy, folding each pretty penny in spike-it is not the principle of the right of accumulation. You should live here and now, in the moment. Delay money, but do from this end in itself!

The infamous “ten percent”

Why notorious? Because all articles on “how to save money necessarily tell about 10% of the income to be deferred Pro stock. Actually, this way one of the most effective, which is why it is so popular. Got paid? Set aside 10% of the Bank. The rest of the amount spend further in its sole discretion.

So, you’ve almost imperceptibly turn out good accumulation. Don’t lose your head and don’t waste it completely! Let you have always remained a small stock that always comes to the rescue in case of a force majeure.

Money eaters

You should learn from the people around you offers, discounts and promotions of such “eaters”. One of the brightest representatives of these monsters are credit cards. Money is spent on them invisible and interest accrue simply predatory. Be careful with them, but better-no start.

Also be careful when buying promotional products. It is beneficial to “great buy”? Ketchup with a fork as a gift only a little more than usual, but it with a fork! No forks in your home? Full set? Then why do you need such an expensive cats?

Save money and achieve its objectives, as mentioned above is a fascinating process. Starting and reaching the first objective, you will not be able to stop! Go ahead, conquer its peaks, perform your desires!