Take out a loan or loans – If you believe that the only way to keep their own money is that they do not spend , then you are very much mistaken. Our world is woven of contradictions , the truth is always on the thin line that separates the two extremes . Naturally, this line is as thin as a razor blade , it is difficult to determine , even harder to stick to.
However, do not have to go all my life for this very thin line , enough to avoid abrupt deviations in one or the other way. If you want to always have a wallet full of money, then , tell me honestly , who does not give you ? And really, who ?
Money is absolutely not in vain compared to the energy flow . As unstoppable energy, so you can not stop and money. Long been proven that large sums of money under the pillow , or stored in any other safe place for at least melt . If in doubt , you can check . To save money , they should multiply .
Issue of investment is too multifaceted and complex to deal with it in this article . However , let’s say you have found your own way of investment, but you need a starting capital.
We know perfectly well that all loans related to additional payments in the form of interest , commissions and various fees. Naturally, we’ve been decided for themselves that no loans shall not use it ever in my life . And is it correct decision? Is it not the very extreme, which , as we already know , you should avoid at all costs ? If we need start-up capital for the promotion of your own business , then you would not wait years to accumulate the necessary amount will be possible ?
Whether is easier to compromise its own principles and apply to the bank for a loan ? Notice . We accept fully informed decision on the basis of serious thought and precise calculations . This major difference from those of spontaneous consumer loans , the reason for which is the desire to impress others or treat yourself to a loved one. It is time to talk about the pros and cons of credit. Here they are:
Plus number 1: You can get money just when they are needed , and as long as necessary .
Plus number 2 : You can continue to run their business , especially in anything to indulge and their family members , and slowly pay off debts.
Plus number 3: ” money makes money “, that is, when an empty purse , cash receipts will not wait, but it is necessary to take a loan , how to open towards you the flow of money , it is checked , that’s how it works .
Plus number 4 : the opportunity to invest the borrowed money in a profitable venture. That is what wealthy people to become even richer.
You may be able to supplement this list and other advantages , but the main principle is that the loan funds were used efficiently, and not thrown out into the wind , there, where it goes and all that you earn. By the way , do you know how much you earn ? And how much you spend ? If you do not manage the family budget , and do not consider the money you loan will only trouble. It is to those troubles , for which so much bank lending , we now turn.
Minus number 1: banks lending – is a profitable investment , because they get their money back , and even with interest. For each borrower loan – a debt that due to some life circumstances can easily become prohibitive .
Minus number 2 : a borrower who does not make regular payments, can get into the vise collector , and it is not just financial trouble , but also moral pressure and threats and the risk of violence. And the threat applies to all members of the family of the borrower , including the elderly, young children , women.
Minus number 3: the borrower got into trouble risks not only material values that are not fallen from the sky , and overworked , but also health.
That’s up , that is looking for that fine line , which connected all the extremes of this surprising and contradictory world , solve the eternal question : ” to take or not take the credit ? “.