Structured settlements through financial security Structured settlements have become a natural part of personal injury and the demands of workers compensation in the United States, according to the National structured settlements trade (NSSTA). In 2001, the members of NSSTA life insurance wrote more than 6.05 billion dollars of annuities issued as the solution for the […]
As we plan our budget, always expect the unexpected events. It needs pipeline maintenance, scratch on the car you just bought, appliances that need to be fixed. Life insurance is a way to protect financially against many unexpected events that may occur during life. Help to ensure the necessary conditions for the adoption of various […]
People buy insurance life to ensure that beneficiaries have enough money to maintain their lifestyle after the insured dies. The beneficiaries are persons who you designate so that they receive the money from the life insurance policy when you die. This money is known as benefit for death. Life Insurance and Annuities- A practical introduction […]
That beneficiaries do not charge life insurance by the mismanagement of the contracting is not something abnormal. Moreover, they are so many that come into the calculations that make the insurance companies when designing its benefits. This is not a case of bad faith of the companies, rather, you can be blamed to a type […]
The following types of life insurance provide only certain types of coverage or are sold in special circumstances: Credit life insurance is a type of policy that lenders buy to cover the balance of a loan when the borrower dies before the loan. Banks or lenders may require you to purchase a policy of life […]
Term life insurance policies typically only provide the benefit for death. You pay an insurance premium and if you die during the term of the policy, your beneficiaries receive the benefit for death. Term policies usually do not include a cash value or a savings component, and are not designed to provide coverage for your […]
If nobody depends economically on you, you may not need life insurance. If you have people or family members who depend on you, you may want to have enough insurance to make her family pay their debts and to provide some income. Consider your circumstances and the type of quality of life that you want […]
In terms of life insurance there are two major types of contracts: the contract if the contract life and for death. The first allows you to benefit from the payment of an annuity or capital to an end and is as an investment opportunity to collect additional income in retirement. For its part the second […]
