government education loan consolidation – Use the services of the loan in accordance with the state educational loan program can only individuals who at the time of signing of the agreement on the provision of services to be full of 14 years and are at the moment lending citizens . Such persons may include those students higher ( institutes, universities ) institutions that are parties to this government program , and are aged less than 25 years. These individuals must meet the criteria established that the Ministry of Education and Science , in their performance they should not be the subjects of debts and other existing state educational loans.
So, the basic parameters of the educational loan will amount, term , rate, commission , insurance, collateral or security , and delay repayment and so on. The maximum amount for which the borrower can expect – it’s full cost of educational services to the higher education institution for the entire study period or the balance owed on a credit agreement before the Bank . The period for which can be given a financial service in accordance with the state program for the educational loan – this training period , which increased by 10 years, which are reserved for the full repayment of the debt to the creditor .
Borrower – student in obtaining educational loans be pleasantly surprised the annual interest rate that is up to 5-6% , as well as a complete lack of commissions and insurance. As collateral , will need to develop agreement on the financial or property security with working parents, relatives or employers of the potential borrower . Repayment process takes place in accordance with the timetable spelled out in the loan agreement .
government education loan consolidation
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