This information comes from the leader in management of insurance cards, that through their customer data has determined the summer as the period of the year which has a greater number of thefts and losses of bank cards, placing the figure in which up to 20% of this type of incidents occur when the holder is outside their place of residence during the stays abroad.
In addition the study published, also noted through their analysis up to 32% of incidents registered throughout the year focused only in the summer months, being the time of year where there is a greater number of thefts and losses produced by 38% and 57% of the cases respectively for both this leaving only 5% for other issues such as cloning and fraudulent applications.
It is normal that in summer the number of incidents increase, be relaxed and own vacation distraction exponentially increases the risk of their cardholders to lower the guard during his travels, so you should take extra precautions and not forget that although we are on vacation the loss or theft of our cards is the order of the day. However any incidents that may occur also have to do with another factor: the sex of the holder, since the data has compiled determined that those most affected by these are men, since they accumulate more than 6 out of 10 cases which occur, while in women it is only 36% of the incidents.
Faced with these figures and the fact that from tourist sites, like Trip Advisor, it has been estimated that 90% have planned to spend their holidays away from their usual residence, together with his report has offered 10 tips so we can protect our credit cards during the summer months:
Although it is enjoying a moment of relaxation holiday, don't let your guard down. Pay attention to what happens to your around.
Shopping: don't lose sight of your card to make a payment and ensure their return at the end of it.
On the street: never carry portfolio in the back of the pants pocket or bag or backpack improperly closed or to the back.
In crowded places: transport, entrance to attractions, festivals and other summer celebrations are times where crowds are produced and can be more clueless. Always keep your personal items controlled.
In bars, terraces and restaurants: never leave the bag or backpack in the back of the Chair or the wallet on the table.
On the beach: do not leave your belongings in the sight of all. Try to bring only what is necessary and ask someone to watch your stuff while a bath.
Online shopping: If you book your holiday online, always use secure pages and if you access via wifi connection that also this is safe.
The cashier: before removing money, pay attention to the people who lurks around them. When you mark your PIN number to avoid that someone can see him enter it.
If you suffer from lost or stolen cards, to act as quickly as possible. You have a list of all that they have will help you to proceed to its blockade and prevent fraudulent use of them.
Download any app that can be useful in case of any incidents. For example, the free app, which can also find other utilities for your trip: Watch International, calculating tips or currency converter.
These tips are certainly covered to prevent incidents with your credit cards and, in event that any, you can react in time to prevent damage to attend more. Another way to ensure total protection would be hiring a home robbery coverage insurance to ensure that both the robbery itself and abuse that can be on the boards; In addition the ideal would be that coverage was applicable not only in Spain, but also in the European Union, so that when you are traveling in Europe and have the bad leg that you steal you get what is you has stolen inside, obviously, the limit that you've contracted with your insurance.
Therefore if you are thinking of hiring a home insurance to ensure that your belongings are safe during your holiday so we can do what we are given better: advise you before, during and after the hiring of your insurance, to ensure you the peace of mind you deserve.
