Fire and Allied perils
Include objects can be secured in these documents:
Buildings and equipment
Plant, machinery and equipment and decorations
Goods
Other content, such as furniture, Office equipment and supplies
The coverage of this insurance are fire, lightning, explosions, it is customary to extend insurance coverage to include additional threats such as:
Earthquakes
Floods and storms
Burst water pipes and reservoirs
The fall of aircraft and air services, or any parts thereof
Rammed vehicles
Blast
Strikes and the subsequent disturbances and intentional harm them
Theft
Property all risks insurance
This policy provides broader insurance umbrella insurance policy against fire and Allied perils, to cover accidents that lead to property damage. Coverage is limited to a number of exceptions which are not covered by this insurance policy such as:
Electrical or mechanical breakdown
Deterioration of property as a result of changing temperatures, humidity or inadequate air conditioning system either cooling or heating.
A drop or rise in level of floors, sliding and corrosion and cracks
Damages resulting from installation or disassembly
Damage from construction operations
Damage caused by industrialization
Cash and cheques and all types of stock
Pollution and wear and tear and wear
Loss from bad credit and fraud and scams
And the possible loss of income insurance as a result of the work stoppage caused by a covered injury to real property.
Suitable for this type of insurance is the major industrial and commercial installations
Comprehensive home insurance
This policy provides insurance for residential property and its contents. This insurance covers damages resulting from:
Fire, lightning, explosions and earthquakes
Theft
Impact by vehicles or animals
Burst water pipes and reservoirs
Floods and storms
Damaged air collectors
Strikes and the subsequent disturbances and intentional harm them
Breaking glass
You can also expand the coverage to include:
Injuries affecting the insured House staff (service)
Liability of the owner of the property (if the rented accommodation)
General liability
Loss of rent or alternative accommodation
You can choose the insurance policy covering the contents of the property only if the tenant of the property, not the owner.
